Vergard Partners is an independent debt advisor founded in 2020, with deep expertise in transaction law and financing.

We hold strong relationships with the absolute majority of Nordic lenders, as well as a large number of debt funds across Europe and the US. Combining legal and financial expertise, we specialise in structuring and negotiating loan terms and associated documentation — to achieve the best possible debt financing for our clients.
We work across all types of debt financing within two categories: Small Business Loans (1–10 MSEK) and Enterprise Loans (10–300 MSEK). We carefully analyse each client's options and which lenders are relevant to the specific company and its needs.
We always represent the borrower and are fully independent in relation to the lenders. We drive the transaction from the first discussions with the borrower to a signed loan agreement — and support the subsequent dialogue.
We always represent the borrower and never accept commissions, kickbacks or other remuneration from banks or credit institutions.
Every clause is reviewed in detail. We combine transaction law with financial analysis so that the agreement holds — even under stress.
Established relationships with the majority of Nordic lenders and selected debt funds in Europe and the US.
Every engagement is governed by a written agreement and covered by professional secrecy, KYC and applicable anti-money-laundering rules.

We combine financial advisory with transaction law and drive the process from structure and negotiation to signed documentation.
We review existing credit facilities, security and capital structure. Objectives and timeline are set together with you.
We design a financing structure that matches the need and identify relevant lenders in the market.
We review term sheets and loan agreements, negotiate terms and drive the documentation to signing.
We support the dialogue with the lender throughout the term of the loan and at future refinancings.
Book a free initial review — we get back to you within 24 hours.
Contact us