Consulting, brokerage and representation in loans, agreements and financing — for private individuals and companies across the Nordics, Benelux and Eastern Europe.
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Vergard is an independent consulting and brokerage practice for loans, agreements and financing. We advise on structure and options, introduce your case to the right lender, debt fund or partner in our network, and represent you through review, negotiation and documentation up to signing.
Advisory•Brokerage•Representation
An example of a SEK 2,375,000 loan at 5.5% annual interest. Adjust the term to see how the monthly payment and total interest change.
This is a simplified annuity example for illustration only and does not constitute a loan offer. Actual terms depend on the lender and credit assessment.
Want a tailored quote? Contact us and we will introduce your case to relevant lenders and benchmark terms across the Nordics, Benelux and Eastern Europe on your behalf.
We advise on structure and options, introduce your case to the right counterparty in our network, and represent you in the review, negotiation and documentation of loan agreements.

Consulting on debt and capital structure and the way forward.
Introductions to alternative lenders and renegotiation of terms.
We represent you and negotiate directly with banks and credit institutions.
Structuring, brokerage and agreement support for companies.
Advice and representation on loan and agreement terms for individuals.
Brokerage and representation across the Nordics, Benelux and Eastern Europe.
Consulting on debt and capital structure and the way forward.
→Introductions to alternative lenders and renegotiation of terms.
→We represent you and negotiate directly with banks and credit institutions.
→Structuring, brokerage and agreement support for companies.
→Advice and representation on loan and agreement terms for individuals.
→Brokerage and representation across the Nordics, Benelux and Eastern Europe.
→We advise, introduce and represent private individuals and companies in loans, agreements and financing — from reviewing individual credit terms and term sheets to introductions to the right lender and support on loan, security and guarantee documentation.

The first consultation is free of charge. We provide an assessment within 24 hours.
Yes. We work across the Nordics, Benelux and Eastern Europe from our offices in Stockholm, Luxembourg and Prague, advising in English, Swedish and local languages.
Yes. We work with everything from larger corporate restructurings to individuals needing help with refinancing.
We are fully independent and never take commission from banks or lenders — our advice is always in the client's interest.