Vergard Partners — A Nordic legal advisor in loan agreements, financing and capital structure — for private individuals and companies seeking legal certainty in their financing decisions.
A Nordic legal advisor in loan agreements, financing and capital structure — for private individuals and companies seeking legal certainty in their financing decisions.
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Legal advisory in financing and loan agreements
Vergard is an independent Nordic legal advisor with deep expertise in loan agreements, security structures and financing law. We represent private individuals and companies through the full process — from term review to signed documentation.
Legal•Independent•Nordic
What a loan can look like
An example of a SEK 2,375,000 loan at 5.5% annual interest. Adjust the term to see how the monthly payment and total interest change.
This is a simplified annuity example for illustration only and does not constitute a loan offer. Actual terms depend on the lender and credit assessment.
Want a tailored quote? Contact us and we will benchmark terms with the Nordic lenders on your behalf.
Legal advisory in financing
We combine transaction law with financial expertise — ensuring loan agreements, security packages and covenants hold up legally over time.
Debt advisory
Analysis of existing debt and a strategy for long-term sustainability.
Refinancing
Renegotiation and consolidation of loans for better terms.
Bank negotiation
We negotiate directly with banks and credit institutions on your behalf.
Corporate debt
Restructuring, capital structure and negotiation for companies.
Personal debt relief
Support through debt restructuring and budgeting for individuals.
Nordic expertise
Cross-border advisory across Sweden, Norway, Denmark and Finland.
Debt advisory
Analysis of existing debt and a strategy for long-term sustainability.
→Refinancing
Renegotiation and consolidation of loans for better terms.
→Bank negotiation
We negotiate directly with banks and credit institutions on your behalf.
→Corporate debt
Restructuring, capital structure and negotiation for companies.
→Personal debt relief
Support through debt restructuring and budgeting for individuals.
→Nordic expertise
Cross-border advisory across Sweden, Norway, Denmark and Finland.
→Legal advisory with broad industry experience
We represent private individuals and companies on the legal aspects of loan agreements, refinancing and private and corporate financing — from reviewing individual credit terms to structured capital raises and negotiation of complex financing documentation.
Frequently asked questions
What does an initial consultation cost?+
The first consultation is free of charge. We provide an assessment within 24 hours.
Do you work across the Nordics?+
Yes. We have experience from Sweden, Norway, Denmark and Finland and work in English, Swedish and the Nordic languages.
Do you help both companies and individuals?+
Yes. We work with everything from larger corporate restructurings to individuals needing help with refinancing.
Are you independent?+
We are fully independent and never take commission from banks or lenders — our advice is always in the client's interest.